Welcome to Safe Finance Lab. By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully. If you do not agree with any part of these terms, you should not use our services.
For any questions or concerns, please contact us at: support@safefinlab.com
1. Acceptance of Terms
By accessing this website and using any of our services, resources, or content, you agree to these Terms of Use, our Privacy Policy, and any other guidelines or policies referenced herein. These terms constitute a legally binding agreement between you and Safe Finance Lab.
2. Eligibility
You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this eligibility requirement and that all information you provide is accurate and truthful.
3. Use of Website
You agree to use the Safe Finance Lab website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit the use of this website by any third party.
You are prohibited from:
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Misusing the website by knowingly introducing viruses or harmful content
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Attempting to gain unauthorized access to our systems or user accounts
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Copying, distributing, or exploiting our content without permission
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Engaging in fraudulent or misleading activities
4. Intellectual Property Rights
All content, including but not limited to text, images, graphics, software, and trademarks, are the property of Safe Finance Lab or its content suppliers and are protected by intellectual property laws. You may not reproduce, modify, distribute, or display any part of our content without prior written consent.
5. Service Disclaimer
Safe Finance Lab provides educational resources, insights, and tools related to financial literacy and safety. However, we are not a financial advisory firm and do not offer personalized investment advice or regulatory financial services.
All content provided is for general informational and educational purposes only and should not be interpreted as professional financial advice. You are encouraged to seek independent financial consultation before making decisions involving personal finances, investments, or legal obligations.
We do not guarantee any financial outcomes based on the use of our services. Users are solely responsible for the decisions they make using the information and tools we provide.
6. Payment and Subscription
Certain services on our platform may require payment or subscription. All fees are clearly outlined at the time of purchase and must be paid in full to access premium content or services.
All transactions are processed securely, and Safe Finance Lab does not store your payment information. By purchasing a service, you agree to pay the specified fee and accept any applicable terms of access.
7. Refund Policy
We stand behind the quality of our services and content. However, due to the nature of digital and educational products, all purchases are non-refundable once accessed or delivered, unless otherwise specified in a specific service agreement.
If you encounter any technical issues, are dissatisfied with your experience, or believe you were charged in error, please contact our support team within 7 days of the transaction at support@safefinlab.com. We will evaluate requests on a case-by-case basis to ensure fairness and transparency.
Refunds are not available for:
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Missed live sessions
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Change of mind
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Lack of usage after purchase
8. Termination
Safe Finance Lab reserves the right to suspend or terminate your access to any part of our services at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our business operations.
9. Limitation of Liability
To the maximum extent permitted by law, Safe Finance Lab shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use our services, even if we have been advised of the possibility of such damages.
We do not warrant that our services will be uninterrupted, error-free, or fully secure.
10. Modifications to Terms
We reserve the right to update or modify these Terms of Use at any time. When we do, we will revise the «Effective Date» at the top of this page. Continued use of our website and services after such changes indicates your acceptance of the revised terms.
11. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
12. Contact Us
If you have any questions about these Terms of Use, our services, or your rights, you may contact us at:
Safe Finance Lab
Email: support@safefinlab.com